alot of ways to tell... one would be rough start/idle...
more than a puff after idling, or acceleration..
check your oil, if it smells like fuel, then you have a leaking injector...
like stated unburnt fuel sitting in the piston bowl causes the white, especially from a injector leaking down after shutdown, also remember leaking fuel will travel into the crankcase, and cause problems like overheating, high egt's, thinning the oil, and if you overload a cylinder, it can melt it down....