I don't know.......If you are applying for a job in finance I think it might be fair game. If you can't manage your own financials why should they trust you to manage theirs? Now if you have some exception like huge medical bills or something like that, it would be reasonable that those be taken into consideration.This too. Even some private industry, if dealing with finance. I got a job offer last year, didn't accept, but one of the conditions was credit check, with the applicant's approval. I would have declined approval. My financials (although good) are nunya!
Otherwise I would agree with you.