I'm going by what the OP posted....40 mph. As far as insurance premiums rising...if we had folks that didn't drive like a maniac, premiums would not rise.
So if you were in an accident and you and your family was injured or heaven forbid killed....you would not hire an attorney?
Exactly how any decent individual would feel after some time has passed. No fun having to deal with this sort of thing. It’s why they’re called accidents. Nobody does this on purpose. Hope you and your wife heal quickly.Ok, before things get heated here is a pic of the other driver's Jeep.
After reading the reply's I appreciate everyone giving their advice and it is very helpful. Nobody wants to have to deal with a wrecked truck afterwards especially after they bought it brand new. I'm more vested into this truck because it was a present to myself after I retired and worked by butt off to get it.
That being said, there is no way I could know for sure how fast he was going. It's an estimate base on experience is all. I was stopped on the freeway because there was another accident about 2 mile ahead of me that I was sure everyone on the road could see with cops and EMS.
The other driver had a woman and a kid in their Jeep but didn't seem to be in a rush or had somewhere to get to. They waited there for a family member to pick them up last I heard from the officer.
I didn't get photos of my truck cause I was worried about my wife, their kid and the others, and honestly it happened so fast I got lost in thought before we went to the hospital. I called the tow shop to go see it but they were closed so I won't have any until tomorrow but I will post them. Its funny how you don't remember as much til afterwards. In my area tons of people are always on their phones and it drives me bonkers (not that he was but I have no way of knowing).
As for us, we are really really sore and still dealing with other issues. I spent time on here and other websites looking up depreciated values, how to deal with insurance companies and such and still learning about it. I'm pretty sure unless there is something I could not see (mechanically or frame wise) the truck will be repaired from what family members say. I'm just glad their kid is ok and we lived another day.
I will say, the damage in the photos doesn’t show a 40 mph speed differential, although I’m sure it seemed that way at the time.