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As most of us have already figured out, it does not take long to add big $$$'s to your truck in upgrades. Not all of mine are in my sig, but so far the total is hovering around $18k. The truck is worth $15k and I'm paying about $80/month in full coverage. Now, that does not include the add-ons. I've tried specality insurance companies, collectables, street rods, etc., and all of them said the newest they can do is a 1989. Regular insurance companies will insure the truck for book value, but not the add-ons. I found one company that will insure the truck and the add-ons under an "agreed value" policy. They want to inspect it and see all the reciepts, not a big deal. Here comes the kicker, for 6 months the premium is $1300 but if I pay the 6 months up front it comes down to $1050. WTF?!?!?!? I can get a brand new truck for $50k and the insurance is $1200 for the year, I'm only doing $33k and it's more than double. Does not make much sense.
What are you guys doing???
opcorn:
What are you guys doing???