repo need some advice please

crazyraysbigdodge · 07-09-2008, 06:01 AM

ok truck is in sig and pic on profile. woke up thi morning and she was gone. pretty sure it was the bank that came and got it. i like the truck but think that im just going to keep having problems with the bank. so should i get a different truck and different bank or should i just try and get my truck back? any advice would be nice thanks guys

__________________
2002 24v tranny upgrades, Quadzilla XZT+, lock up switch, silencer ring in scrap pile, waste gate disabled, custom bhaf, air horns, soon to come: fass, stage3 jammer nozels

***elephantrider*** · 07-09-2008, 06:07 AM

are you up to date on payments and the bank is arguing that or what .. ?

__________________
04.5 325 hp 6sp qclb - cipa mirrors -
b&w tob - airbags - edge ez EZD1000D - cat with pipe ( for hot stuff ) - isspros -
the 24v cr club welcomes BEERPLAY

http://s303.photobucket.com/albums/n...antrider_2008/

***Hot Stuff*** · 07-09-2008, 06:14 AM

Good luck getting another one once a repo shows up on your credit! You better get that one squared away with the bank.

__________________

'03 Black 2500 QC/LB 4x4, 6 speed, BHAF, black H2's, 35" BFG MT's, B&W turnover, Juice w/ Attitude, 5" str8 pipe, BD lift pump, spin on filters, traction bars

Adam---Proud member of the OHIO COAL ROLLERS

***Superhawk2002*** · 07-09-2008, 01:29 PM

How far behind are you? I would call the bank and try to work something out -- your credit is prob taking a nasty hit the way it is, but a repo/chargeoff becomes worse.

If you don't get it back. they will auction to the highest bidder, and then you owe the rest (if you still owe a lot on the truck). With the price of trucks lowering as diesel goes up -- may not work out too well.

Good luck.

__________________
Never-ending projects...

crazyraysbigdodge · 07-10-2008, 09:09 PM

got the truck back big missunderstand with the loan officer. also got the payments lowered and other things worked out for the better. but now im looking to sell it for what i owe and get a 12v since thats what im gettting for the wife tommorow is a 97 12 valve anything i should watch for?

__________________
2002 24v tranny upgrades, Quadzilla XZT+, lock up switch, silencer ring in scrap pile, waste gate disabled, custom bhaf, air horns, soon to come: fass, stage3 jammer nozels

arcoen · 07-12-2008, 08:52 AM

I had a 97 gasser- and the transmission was a nightmare- threw $2000 at it and it just laughed at me. The 46re is said to be bad. As for my experiance- if it's auto- you have to change the filter and fluid regularly- and you have to have a transmission cooler.

__________________
2001 extended cab, full bed 2500 4x4 superchiped, 160,000 miles , Running home brewed bio for 7 months- Hauling butt, smelling like french fries- Navy Cummins tech for 15 years

07-09-2008, 06:01 AM	#1 (permalink)
crazyraysbigdodge Cummins Enthusiast Join Date: Jan 2008 Location: covington Texas Posts: 279 crazyraysbigdodge's Truck Pics	repo need some advice please ok truck is in sig and pic on profile. woke up thi morning and she was gone. pretty sure it was the bank that came and got it. i like the truck but think that im just going to keep having problems with the bank. so should i get a different truck and different bank or should i just try and get my truck back? any advice would be nice thanks guys __________________ 2002 24v tranny upgrades, Quadzilla XZT+, lock up switch, silencer ring in scrap pile, waste gate disabled, custom bhaf, air horns, soon to come: fass, stage3 jammer nozels

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07-09-2008, 06:07 AM	#2 (permalink)
*elephantrider* lesbian at heart Join Date: Mar 2008 Location: double r tx Posts: 1,821 elephantrider's Truck Pics	are you up to date on payments and the bank is arguing that or what .. ? __________________ 04.5 325 hp 6sp qclb - cipa mirrors - b&w tob - airbags - edge ez EZD1000D - cat with pipe ( for hot stuff ) - isspros - the 24v cr club welcomes BEERPLAY http://s303.photobucket.com/albums/n...antrider_2008/

07-09-2008, 06:14 AM	#3 (permalink)
*Hot Stuff* Smokin' Join Date: Dec 2007 Location: Republic, Ohio Posts: 2,524 Hot Stuff's Truck Pics	Good luck getting another one once a repo shows up on your credit! You better get that one squared away with the bank. __________________ '03 Black 2500 QC/LB 4x4, 6 speed, BHAF, black H2's, 35" BFG MT's, B&W turnover, Juice w/ Attitude, 5" str8 pipe, BD lift pump, spin on filters, traction bars Adam---Proud member of the OHIO COAL ROLLERS

07-09-2008, 01:29 PM	#4 (permalink)
*Superhawk2002* Cummins Fanatic Join Date: May 2008 Location: Indianapolis Posts: 179 Superhawk2002's Truck Pics	How far behind are you? I would call the bank and try to work something out -- your credit is prob taking a nasty hit the way it is, but a repo/chargeoff becomes worse. If you don't get it back. they will auction to the highest bidder, and then you owe the rest (if you still owe a lot on the truck). With the price of trucks lowering as diesel goes up -- may not work out too well. Good luck. __________________ Never-ending projects...

07-10-2008, 09:09 PM	#5 (permalink)
crazyraysbigdodge Cummins Enthusiast Join Date: Jan 2008 Location: covington Texas Posts: 279 crazyraysbigdodge's Truck Pics	got the truck back big missunderstand with the loan officer. also got the payments lowered and other things worked out for the better. but now im looking to sell it for what i owe and get a 12v since thats what im gettting for the wife tommorow is a 97 12 valve anything i should watch for? __________________ 2002 24v tranny upgrades, Quadzilla XZT+, lock up switch, silencer ring in scrap pile, waste gate disabled, custom bhaf, air horns, soon to come: fass, stage3 jammer nozels

07-12-2008, 08:52 AM	#6 (permalink)
arcoen Cummins Fan Join Date: Jan 2008 Posts: 54 arcoen's Truck Pics	I had a 97 gasser- and the transmission was a nightmare- threw $2000 at it and it just laughed at me. The 46re is said to be bad. As for my experiance- if it's auto- you have to change the filter and fluid regularly- and you have to have a transmission cooler. __________________ 2001 extended cab, full bed 2500 4x4 superchiped, 160,000 miles , Running home brewed bio for 7 months- Hauling butt, smelling like french fries- Navy Cummins tech for 15 years